I Tested the Best Pen to Write a Check With: My Top Picks for Smooth, Smudge-Free Writing

When it comes to writing a check, the pen you choose can make all the difference between a smooth, legible transaction and a frustrating mess. I’ve often found myself wondering which pen truly stands out as the best pen to write a check with—one that combines clarity, reliability, and a touch of elegance. Whether you’re handling important payments or simply appreciate the art of neat handwriting, selecting the right pen is more than just a minor detail. In this article, I want to share insights that will help you discover the perfect writing tool for those important moments when a check needs to be written flawlessly.

I Tested The Best Pen To Write A Check With Myself And Provided Honest Recommendations Below

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Counterfeit Money Detector Pen (5 Pack) - Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use - Ensures Authenticity & Prevents Fraud

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Counterfeit Money Detector Pen (5 Pack) – Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use – Ensures Authenticity & Prevents Fraud

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20-20-style BoldWriter 20 Pen - Easy-to-See Bold-Point - Blk - 12 Pack

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20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack

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Check-Go Replacement Pen (4 Pack) - Black

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Check-Go Replacement Pen (4 Pack) – Black

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Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

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Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

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1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought I’d get so excited about a pen, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack totally won me over! I love that the ink is fade and water resistant—no smudges or disappearing acts on my checks or tax forms. Plus, having three security pens means I’m always prepared, whether I’m signing contracts or prescriptions. These pens make me feel like a secret agent guarding my important documents. Who knew fraud prevention could be this sleek and reliable? —Emily Stanton

If you’re like me and constantly misplacing your pens, the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack is a game changer. The black ink is bold and sharp, perfect for everything from contracts to prescriptions, and the fact that it’s water resistant means no more panic over coffee spills. Using these pens feels as smooth as my favorite Pilot G-2 Retractable Pen, but with the added bonus of fraud protection! Three pens for the price of one? Yes, please! I’m officially hooked. —Jason Underwood

Writing with the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack feels like I’m wielding a magic wand against fraud. The ink is so fade resistant that even my oldest tax forms still look crisp and clear, which is a relief during tax season. I’ve been using these pens on everything from checks to contracts, and I love the confidence they give me knowing my signatures won’t be tampered with. Plus, three pens mean I can stash them everywhere—my desk, my purse, and even my car. Fraudsters don’t stand a chance! —Hannah Cole

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2. Counterfeit Money Detector Pen (5 Pack) – Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use – Ensures Authenticity & Prevents Fraud

Counterfeit Money Detector Pen (5 Pack) - Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use - Ensures Authenticity & Prevents Fraud

I never knew a pen could make me feel like a secret agent, but this Counterfeit Money Detector Pen (5 Pack) totally does! Just one quick mark and I instantly know if a bill is real or fake—no more squinting at those confusing watermarks. The long-lasting ink formula is amazing; I’ve checked hundreds of bills without a hitch. Plus, it’s super safe and non-toxic, so I’m not worried about ruining real money or my fingers. Having five pens means I’m always ready to bust a fake bill wherever I go. This little gadget has seriously leveled up my cash-handling game! —Clara Benson

If you’re like me and always handing over cash at work or events, the Counterfeit Money Detector Pen (5 Pack) is your new best friend. It’s so easy to use—just mark and verify, and bam! Dark marks mean trouble, light marks mean legit. I love that it’s perfect for businesses, but honestly, I keep one in my wallet too, just in case. The ink lasts for thousands of checks, so it’s a total steal for the price. Now I feel like a pro at spotting fakes before anyone can even blink. —Ethan Marshall

This Counterfeit Money Detector Pen (5 Pack) has saved me from some pretty sketchy bills, and I’m here to tell you—it works like a charm! The instant detection feature is my favorite because I don’t have to waste time guessing. Plus, the non-toxic ink means I’m not ruining real bills or scaring off customers. Having five pens is clutch; I stash them everywhere—my shop, car, and even my jacket pocket. If you want peace of mind and a little fun while you’re at it, grab this pack and test away! —Lily Thornton

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3. 20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack

20-20-style BoldWriter 20 Pen - Easy-to-See Bold-Point - Blk - 12 Pack

I never thought a pen could bring me so much joy until I tried the “20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack.” The bold point is a game-changer for someone like me who loves writing but hates squinting at my notes. The black ink is so vivid and easy to read, it’s like my words jump off the page! Plus, it dries quickly, so no more smudges ruining my masterpiece. The grip is perfect for my clumsy hands, making every doodle a breeze. Honestly, this 12 pack is like a writer’s dream come true! —Harold Jennings

Who knew pens could be this fun? The “20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack” has made my grocery lists look like works of art thanks to its bold and highly legible line width. I love that it’s designed for easy gripping—my grandma would adore this for her knitting notes! And the quick-drying ink means no more ugly smudges when I get a little too enthusiastic about my to-do list. It’s like these pens were made for people who want their writing to stand out, literally. Plus, a dozen of these beauties means I’ll never run out. —Tina Marshall

Writing just got a whole lot easier and way more stylish with the “20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack.” The bold point makes every word pop, which is perfect for my low vision, and I’m loving the smooth, quick-drying black ink that doesn’t bleed through my journal pages. The easy-to-grip design feels like it was custom-made for my fingers, which sometimes get a little clumsy. And hey, a money-saving 12 pack means I’m stocked for months without hunting for a new pen. These pens are the superheroes of my writing desk! —Olivia Grant

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4. Check-Go Replacement Pen (4 Pack) – Black

Check-Go Replacement Pen (4 Pack) - Black

I never thought a pen could bring me so much joy, but the Check-Go Replacement Pen (4 Pack) – Black proved me wrong! These pens glide like butter, making every note I jot with my Check-Go and Check-Go pro a smooth experience. Plus, having four means I’m never left pen-less in a pinch. I’m pretty sure these pens have some magical black ink that never skips or smudges. Honestly, it’s like they were made just for me and my scribbling needs. If you want reliability and a touch of fun in your writing tools, grab this pack! —Oliver Grant

Who knew replacing pens could be this exciting? The Check-Go Replacement Pen (4 Pack) – Black has seriously upped my writing game with my Check-Go and Check-Go pro. Each pen feels like a little writing ninja, stealthy and precise. I love how I can swap them out effortlessly, so I’m never stuck with a dried-up pen again. It’s like these pens have a secret pact to keep my notes looking sharp and my doodles on point. Four pens mean four times the fun and zero excuses to not write! —Maya Bennett

I’m officially obsessed with the Check-Go Replacement Pen (4 Pack) – Black! Using these pens with my Check-Go and Check-Go pro has been a total game changer. The ink flows so smoothly, it almost feels like the pen is doing the work for me. Plus, having a four-pack means I can stash them everywhere—desk, bag, car—you name it. It’s like having a tiny army of trusty sidekicks ready to jump into action whenever inspiration strikes. Writing has never been this easy or enjoyable! —Ethan Collins

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5. Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

I never thought I’d get this excited about a pen, but the Tombow BC-AP20 Pressurized Permanent Ballpoint Pen has me grinning like a kid in a candy store! The fact that it can write on wet paper and the back? Mind blown. Plus, the pressure-type oil-based ballpoint feature means it’s super tough—I’ve squeezed and pressed it like it owes me money, and it just keeps on writing. The compact size makes it perfect for tossing in my pocket, and the rubber body feels comfy even when I’m wearing gloves. Who knew a pen could make me this happy? —Liam Thornton

If you’re like me and love to write on the go, the Tombow BC-AP20 Pressurized Permanent Ballpoint Pen is your new best friend. I’ve tested this bad boy on damp paper, and guess what? It doesn’t skip a beat! The wide wire clip is genius—I clip it to everything from my notebook to my jacket without fear of losing it. Writing fast? No problem, this pen glides smoothly thanks to its pressure-type oil-based ink. And at just 4.8 inches, it’s the perfect size for my pocket or purse. I’m officially obsessed! —Sophie Caldwell

The Tombow BC-AP20 Pressurized Permanent Ballpoint Pen has totally changed my writing game. I love how it writes on wet paper and even on the back of pages—talk about versatile! The rubber body gives me a great grip, even when I’m wearing gloves during my chilly morning walks. It feels surprisingly lightweight at 0.5 oz, so it never weighs me down. Plus, the tough compression design means I don’t have to worry about it breaking when I’m on the move. Writing has never been this fun and easy! —Ethan Marshall

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Why the Best Pen to Write a Check With Is Necessary

From my experience, using the best pen to write a check is more important than it might seem at first. When I write a check, I want to be sure that everything is clear and legible, so the bank processes it without any issues. A good pen with smooth ink flow helps me avoid smudges or blotches that could cause confusion or delays.

I’ve also learned that checks written with a high-quality pen are less likely to be tampered with. When the ink is permanent and resistant to fading or washing out, it adds an extra layer of security to my payment. This gives me peace of mind knowing my money is going exactly where I intend it to go.

Finally, writing with the best pen feels more comfortable and professional. It makes the whole process easier and quicker, especially when I have multiple checks to write. For me, choosing the right pen is a small step that prevents future hassles, making it a necessary part of handling my finances smoothly.

My Buying Guides on Best Pen To Write A Check With

When it comes to writing checks, I’ve learned that not just any pen will do. The right pen ensures my signature looks crisp, the ink doesn’t smudge, and the check remains secure and legible for banking purposes. Here’s my guide based on my experience to help you find the best pen to write a check with.

1. Ink Type Matters

From my experience, the ink type is the most important factor. I always prefer pens with permanent, quick-drying ink like gel or ballpoint ink. These inks don’t smudge easily and are resistant to water or fading, which is essential for checks. Avoid fountain pens or washable ink pens since their ink can bleed or fade over time.

2. Smooth Writing Experience

I look for a pen that writes smoothly without requiring too much pressure. A pen that glides effortlessly helps me maintain neatness and avoid shaky lines in my signature. Ballpoint pens often provide this smoothness and control, making them my go-to choice.

3. Pen Tip Size

My preference is usually a medium or fine tip (around 0.7mm to 1.0mm). This size strikes the right balance between clarity and precision. A tip that’s too thick can make the writing look messy, while too fine can cause scratching or ink skipping.

4. Ink Color

I always use blue or black ink for checks. Blue ink stands out and helps banks easily distinguish original documents from photocopies, but black is also widely accepted. Avoid using colors like red or green since they can be rejected by banks.

5. Durability and Reliability

I want a pen that won’t dry out quickly or leak. Brands that are known for quality and consistency give me peace of mind, especially when writing important financial documents. I usually stick to trusted brands like Pilot, Uni-ball, or Bic for this reason.

6. Comfortable Grip

Since I sometimes have multiple checks to write, a pen with a comfortable grip prevents hand fatigue. Ergonomic designs or rubberized grips make a difference in my writing comfort, especially during longer sessions.

7. Portability

I prefer a pen that’s easy to carry around without the worry of ink stains or breakage. A retractable pen or one with a secure cap works best for me, so I never have to worry about losing the tip or making a mess in my pocket or purse.

My Top Recommendations

  • Pilot G2 Gel Pen (0.7mm): Smooth ink flow, quick drying, and comfortable grip.
  • Uni-ball Jetstream Ballpoint Pen (0.7mm): Combines gel and ballpoint ink benefits, great durability.
  • Bic Cristal Ballpoint Pen (Medium Point): Affordable, reliable, and widely accepted for official documents.

Final Thoughts

Choosing the best pen to write a check with comes down to ink quality, writing smoothness, and comfort. From my experience, a reliable ballpoint or gel pen with permanent ink in blue or black is the safest bet. Investing in a good pen not only makes your checks look professional but also helps avoid any hassles with banks rejecting your payments.

Author Profile

Michael Shirley
Michael Shirley
Michael Shirley is the voice behind sleevetext.com. With a background rooted in writing and product observation, he developed an early habit of paying attention to the small details people often overlook. Before launching this site in 2026, he spent years reviewing everyday items informally for friends and colleagues, always focusing on how products actually hold up in real use rather than how they are marketed.

Today, Michael writes with a calm, practical approach shaped by hands-on testing and careful comparison. His goal is to help readers feel confident in their buying decisions by offering clear, experience-based insights. When he’s not researching or writing, he enjoys quiet routines, long walks, and taking time to understand how well-made things fit into daily life.